Life-Planner-Toolkit
What is Life Planning?
Life Planning is the art of planning life first, money second.
It is about discovering what truly matters to you — your purpose, relationships, wellbeing, and contribution — and then aligning your financial decisions to support that vision.
Why Life Planning?
Traditional financial planning often starts with products, investments, or retirement pots.
But without clarity of purpose, those numbers lack meaning.
Life Planning asks:
- Who do you want to become?
- What impact do you want to make?
- How can your money serve your life — not the other way round?
The Principles
- Holistic — considers health, relationships, work, spirit, and environment.
- Human Capital First — skills, time, and networks are your greatest assets.
- Transparent — no hidden products or agendas.
- Empowering — puts autonomy and dignity back in your hands.
The GAME Plan
Life Planning is structured through the GAME Plan cycle:
- Goals – Define what truly matters (your S.T.O.R.I.E.S).
- Actions – Break goals into habits and next steps.
- Means – Take stock of your resources (human + financial capital).
- Execution – Put the plan into practice, review, and adapt.
Plan life → then plan money. That is the path to sovereignty and balance.
Who Is It For?
- Individuals seeking clarity and fulfilment.
- Families navigating change or recovery.
- Planners, coaches, and charities who want to empower others.
Further Resources
Created by the Academy of Life Planning community
Open source, transparent, and freely adaptable.